How We Are Remunerated
On receiving an enquiry we will discuss with you, whether we are able to assist with meeting your needs and objectives. We will also discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary conversation and no obligation on either side.
After the initial free consultation, we will agree with you a fee, or advise if we are paid out of the cost of any financial product you buy (commission). We will always tell you about any commission we earn, and it will be taken into account in working out our fee.
We may charge up to 2.00% of the loan amount. Part of the fee maybe payable on application with the balance on receipt of the mortgage offer or completion, as agreed. For example, if you took out a loan for £500,000, the fee would be £500,000 x 2.0% = £10,000.
In some cases we may agree a fixed fee.
Whether we take our remuneration by way of commission or fees, it will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.
Our Liability to You
While we will use all reasonable endeavours to ensure the accuracy of any information placed on this website, we make no representations or give any warranties of any kind with respect to this site or its contents and we disclaim all representations, except where fraudulently made, and warranties. In addition we make no representation or warranties about the accuracy or the information contained on this website. The website may only list the Product Providers with whom we have arrangements and may not cover all Product Providers in the market.
These disclaimers do not attempt to disclaim liability for matters, which cannot be excluded under any applicable English law or the rules or the Financial Services Authority. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or the server that makes it available are free of any viruses or represent the full functionality, accuracy or reliability of the materials. We will not be liable to you for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that a Product Provider will be able to provide an investment at any particular time. We do not accept any liability in the event of withdrawal of any offering of an investment or for rejection of your application by the Product Provider for any reason whatsoever.
This website is designed to provide general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact us for advice.
These Terms apply to your use of our website. If you are not over 18 or not living in the United Kingdom you will not be able to use this website and you should not attempt to make an application, although subject to your acceptance of these terms you should feel free to browse. You must click the accept button at the end of these terms to signify that you agree to be bound by these terms and agree that you have read and understood them. If you do not agree to be bound by the terms set out below you should not use this website.
We reserve the right to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you.
We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to you or any third party by reason of failing to process a transaction.
Third Party Links
In the event that there are third party links to other websites for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the contents of any external sites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.
The information on this website is for residents of the UK only.
These Terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.